Dr. Siby Joseph K

Designation:  Associate Dean & Professor

Area: Finance

Education Overview: Holds a Master of Commerce (M.Com.) from St. Berchmans College, Changanacherry (Mahatma Gandhi University, Kottayam) followed by a Master of Business Administration (MBA) in Finance from SRM Institute of Management Studies, Chennai (Madras University). He qualified through the UGC-NET in Management and hold the Accredited Management Teacher (AMT) certification from the All-India Management Association (AIMA), New Delhi. The academic trajectory culminates in a Ph.D. in Management specializing in Finance, earned under the supervision of Dr. M. A. Joseph, Professor at the Department of Commerce and Management Studies (DCMS), University of Calicut.

Educational Qualifications: MCom, MBA, PhD, NET

Work Experience:

  • St. Berchman’s College

Professor & Vice Principal

August 1998 – May 2026

  • NBFC, Chennai

Executive Retail Lending

June 1996 – Aug 1998

Areas of Interest: International Finance, Behavioural Finance, Investment Management, Security Analysis & Portfolio Management, Financial Markets, Instruments   and Institutions.

Papers Presented:

  • Behavioural Biases and Decision. Making in Day Trading: Examining the roles of Risk Perception and AI Assistance .3rd International Conference on AI in Economics, Finance & Management, Bharata Mata Institute of Management in association with University of Colombo, 24 & 25 April 2025- Conference Proceeding
  • The Overconfidence Conundrum: Risk perception and bankers investment decision. Twenty second AIMS International Conference on Management, IIM Kozhikode Jan 2-4 2025
  • Psychological Perspectives in stock trading among stock brokers: A case study on the impact of self-control bias on investment choices with risk tolerance as a mediating variable. National conference on Unleashing National Movement for Sustainable Development, Karunya School of Management & ICT Academy ,7 & 8 November 2024
  • A Bibliometric Analysis on Capital Structure and Corporate Financial Performance. Berchmans International Conference on Transformative Role of AI in Business and Society, February 29- March1 2024.
  • Behavioural insights in stock trading: An investigation into the influence of self-control bias on investment decisions. International conference Technological innovation and transformation towards sustainable growth, 30& 31 January 2024, School of Commerce, KPR College of Arts, Science and Research, Coimbatore.
  • The role of risk tolerance among women financial advisors in making rational investment. Multi-disciplinaryInternal E conference. Dr BA College of Arts, Commerce and Science, Chandrapur, Maharashtra 17, August 2023
  • Does the relation self-control bias and investment decision be mediated by risk tolerance, Indian Institute of Information Technology, Allahabad, 2nd International Conference on Behavioural Finance ,17th June 2023 & received the best paper award.
  • The mediating of risk tolerance between emotional bias and investment decision making .6th International Conference, B S Abdur Rahman Crescent Institute of Science and Technology, Chennai 1& 2 March 2023.
  •  The mediating role of risk tolerance between overconfidence bias and decision making Berchmans International Conference on Envisioning Business in Metaverse, 24th February 2023 & received the best paper award.
  • Capital Structure and Corporate Financial Performance: A Systematic Literature Review, 4th Rajagiri Conference on Economics and Finance, Rajagiri Business School & University of Economics and Human Sciences in Warsaw, Poland, 28 & 29 November 2022.
  • Capital Structure and Corporate Financial Performance: A Literature Review,3rdRMC in Sustainable Development Goals in Post Pandemic World, Rajagiri Business School & Fiji National University, 22& 23 April 2022.
  • Reframing the Investment Decision Making Process: Behaviour Finance Approach Berchmans International Conference on Reframing Business Dynamics for the New Era. 10 & 11 March 2022.
  • Investment decisions of IT Professionals prior to and after COVID-19 with special reference to Infopark, Ernakulam, Berchmans International Conference on Reframing Business Dynamics for the New Era., 10 & 11 March 2022.
  • Mapping the Presence of Behavioural Biases in Investment Decision: A Bibliometric Analysis 7th Biennial INDAM Conference 2022 organized by Indian Institute of Management, Rohtak, 7th to 9th January 2022.
  • Impact of Selected Macroeconomic Variables on Sensex. International Conference on Business Transformation and Excellence in Global Scenario, VIT –AP University, Amaravathi 16-18 December 2021
  • India’s Banking Sector amidst Covid-19- A Comprehensive Literature Review, National Conference on March 10. 2021, India Unlocked: Re -Structuring Business, BIMS, SB College, Changanassery.
  • An Analysis of Factors Influencing Investment in Mutual Funds among Retail Investors in Kerala, National e- Conference on Recent Trends in Management and Social Sciences, RTMSS-2021, IIT, Hamirpur, HP. March 5& 6 2021.
  • Study on Asset Liability Management of The South Indian Bank Ltd. National Seminar on Evolving Business Ecosystem and Emerging Business Models Feburary 14 2020, BIMS, SB College, Changanassery.
  • Risk Tolerance and Satisfaction Level of Mutual Fund Retail Investors at 17th AIMS International Conference on Management “Managing Challenges in Uncertain Environment “at IIM (K) January 2-4 2020.
  • Perception of Employees towards Smart Factory with Special reference to Malayala Manorama at the National Seminar on Managing Industry 4.0 and Beyond, 22 Feburary 2019, BIMS, SB College.
  • A Study of the Perception of Internet Banking Users with reference to Digitalisation –A way forward, Manasa Manthara’ International level paper presentation and Business Plan Contest at St Aloysius College (Autonomous) AIMIT, Mangalore ,10th October 2018.
  • Environmental Performances in the Oil and Gas sector with special reference to HPCL and ONGC” and “Green Marketing: A Value Creation Model among Indian Industries” National level research paper presentation on “Sustainable Business Practices in a Dynamic Environment” organised by Christ University, Bangalore on 23rd February 2018.
  • GST – A Transformative Approach of Indirect Taxation in India” National level paper presentation on “GST – One Country, One Tax and One Market” organized by Kristu Jyoti College of Management and Technology, on 5th January 2018.
  • Case presented at Case Conference 2016 organised by The Case Centre, UK and JBS, Coimbatore on 23 & 24, May 2016 titled Green Valley Coconut Oils – Strategy in the Making and won III Prize and Cash award.
  • Source of Information & Communication mode among the Retail Investors in Kerala National Seminar on Innovation and Practices in Financial Sector – Marian International Institute of Management, Kuttikanam January 28, 2016.
  • An Analysis of Retail Investors perception towards Mutual Funds. National Conference on Emerging Issues in Banking and Finance in a Technology Driven Economy. NIT, Surathkal, Karnataka on 20th February 2015
  • Mutual Funds – A preferred Investment Option among the Retail Investors in Kerala Contemporary Business Challenges and Strategies on 6th February 2015 Institute of Management, Christ University, Bangalore
  • FDI in Civil Aviation sector and its impact in India, International Conference on India’s External Sectors Challenges and Strategies, Kochi Business School February 5th and 6th 2014.
  • FDI in India Opportunities and Challenges, UGC sponsored National ConferenceJanuary 30th and 31st, 2014. Current status of FDI in India – PG and Research Department of Commerce, St. Peter’s College, Kolencherry.
  • FII’s Investment in India: A Critical Analysis International Conference – Management Next: New Paradigms and Innovations, 13th & 14th January 2012, Berchmans Institute of Management Studies, S.B. College, Changanasserry
  • FDI in India and its impact on Service Sector with special emphasis on Retail Sector India National Conference on Emerging Trends in Business, Christ University, February 21 & 22, 2012     
  • Determinants of Retail Investors Behaviour and its Impact on Investment Decision International Conference on Innovative Strategies for Global Competitiveness, 8th, 9th & 10th December 2011, R. V. Institute of Management, Bangalore.
  • Core Banking- Emerging Issues and Challenges, National Seminar on Dynamics of Bank Management-Emerging, Issues, Challenges and Strategies 21st & 22nd March 2011, DCMS, Calicut University.
  • FII’s Face Changer of Indian Stock Market, National Conference on Emerging Trends in Business March 7 – 8, 2011, Dept. of Management Studies Christ University, Bangalore.
  • Ethical Funds and Socially Responsible Investment with reference to Mutual Funds in India National Conference on Ethics in Business and Corporate Governance, R.V. Institute of Management, Bangalore 9th & 10th December 2010.
  • Financial Inclusion for Rural Growth with special reference to Challenges in Indian Banking Sector, International Conference on Rural Markets organized by SMBS, M.G. University on November 29-30, 2010.
  • A Study of Stress among the Police Personnel – Trainees – KAP-IV Battalion Mangattuparambu, Kannur Dist. ASC, Kannur University (Group study) Nov. 2010.
  • Innovations in Banking Industry in India” National Seminar on Innovations in Finance on 9th & 10th February 2010 by Department of Commerce and Management, University of Calicut.
  • Impact on FDI in the Current Financial Crisis in the Indian Economy”. National Seminar on Global Economic Crisis – Perspective and Policies Dec 14 & 15, 2009, Christ University, Bangalore
  • SAPM on Major Players of Indian Banking Sector, National Conference on Shaping the Future-Leadership Challenges & Business Strategies In Emerging Markets, July 30 & 31, 2009, MCIM, Bangalore.
  • Do Index Mutual Fund Show a Proportionate Growth with Indices and whether the Mutual Fund Investor’s Gain out of the Growth in Capital Market, in The International Conference on Emerging Financial Markets at PSG Institute of Management, Coimbatore – 26, 27, 28 December 2007.

Research Publications :

  • A systematic Literature Review on the Impact of Capital Structure on Corporate Financial Performance, Review of Professional Management: A Journal of Management ISSN 0972-8686/2455-0647 March 2026
  • A Bibliometric Analysis on Behaviour Biases and Investment Decisions among Retail Investors, Journal of Applied Bioanalysis ,11(4)306-315
  • Behavioural Biases and Decision. Making in Day Trading: Examining the roles of Risk Perception and AI Assistance. Advances in Economics, Business and Management Research ,358,68-95 Atlantis Press, Part of Springer Nature, April 2025
  • Exploring the Interrelationship between Financial Literacy, Financial Self Efficacy and Financial well-being, A Systematic Review, Journal of Organization Behaviour Management, ISSN No 1540-8604, Vol 44, No1, 2025
  • ISSN 0973-7464 Impact of Capital Structure on Corporate Financial Performance in the Indian Automobile Sector .SB Academic Review, Vol No XXX111January –June 2025 pg 51-58
  • ISSN 1556-5106 Journal of Theoretical Accounting Research Vol21, Issue 1 2025 pg16-27 Meta Analysis of Behavioural Biases Influencing Investment Decision of Financially Literate Investors
  •  ISBN 978-1-943295-22-7The Overconfidence Conundrum: Risk Perception and Bankers Investment Decision AIMS International 2024 Twenty Second AIMS International Conference on Management.
  • ISSN:2348-8425 Satraachee, Issue 28, Vol 40, July-September 2023, Pg 419-424 The Role of Risk Tolerance among Women Financial Advisers in making Rational Investment Decision http://satraachee.org.in
  • ISSN (e): 2321-3418DOI: 10.18535/ijsrm/v10i6.em04 International Journal of Scientific Research and Management (IJSRM) Volume10, Issue 06, Pages, EM-2022-3600-3614, 2022 www.ijsrm.in Impact of Selected Macroeconomics Variables on Sensex.
  • ISSN :2349 5162 International Journal of Emerging Technologies and Innovative Research Volume 8 | Issue 8 | 2021-08-20, No: 63975, : The Impact of Financial Literacy on Cognitive Biases of Individual Investors, Page No: c932-c937: http://www.jetir.org
  • ISSN : 2454-9150 International Journal for Research in Engineering Application & Management, Factors Influencing Investment in Mutual Funds among Retail Investors in Kerala Vol-07, Issue-02, May 2021
  • ISSN: 2454-9150 International Journal for Research in Engineering Application & Management, Risk Tolerance and Satisfaction Level of Mutual Fund Retail Investors (IJREAM) Vol-06, Issue-02, and May 2020.
  • E-ISSN 2348-1269, International Journal of Research and Analytical Reviews (IJRAR) An Analysis of Asset Liability Management at South Indian Bank Ltd, Volume 7, Issue 2, April 2020.
  • ISSN: 2455-3085(online) Research Review International Journal of Multidisciplinary,    (RRIJM) Mutual Fund Performance Analysis: A Comparative Study on Equity Large Cap and Mid Cap Schemes. Vol. 04, Issue 06, June2019
  • ISSN2230-7893 Major Issues related to Mutual fund Investment by Retail Investors International Journal of Computational Engineering & Management (IJCEM),Vol. 22, Issue 1, January 2019 
  • ISSN 0973-7464 Factors Affecting the Perceived Quality of Management Education in Kerala, SB Academic Review Vol XXV Jan-June & July –December 2018 Pg.164-175
  • ISSN 2456-9003 Source of Information & Communication made among the Retail Investors in Kerala Marian Journal of Professional Management July – December 2017 Vol. 1, Issue 1
  • ISSN 2321-8673 2017 Green Valley Coconut Oils – Strategy in the Making CASTLE –The Case Journal of Jansons School of Business Vol. 2 April 2016-March
  • ISSN 2229 – 3795 An Analysis of Retail Investors Perception towards Mutual Funds, Asian Journal of Management Research, Vol. 6, Issue 2/3, 2015 Pg. 277-290
  • ISSN-2349-5162 Journal of Emerging Technologies and Innovation Research ‘The impact of financial literacy on cognitive biases on individual investors “August 2021Vol 8, Issue 8 ppc932-c937
  • ISSN No. 2320-1088 India’s Savings and Investments Performance since 2000, Carmel Journal of Management Research, Vol. 2 No. 2 July 2014 Pg.24-36
  • ISBN 978-93-5156-042-2 Current Status of FDI in India, Foreign Direct Investment in India – Opportunities and Challenges in India, Jan. 2014, Pg. 56-63.
  • ISSN0973-7464 Vol XXI A Reframing the Investment Decision Making Process:   Behavioural Finance Approach SB Academic Review sbcollege.ac.in/sb-academic-review/ January-June & July –Dec 2014 Pg.107-117
  • ISSN 0973-7464, Mutual Fund – A Preferred Investment option among the Retail Investors in Kerala, SB Academic Review, Vol. XX 2013 January/July Pg. 20-39
  • ISBN 978-93-81888-59-9, Fundamental Analysis of Selected Banks in India, Management Facets, 2013, Pg. 102 – 128.
  •  ISSN 2248-1354, A Study of Stress among the Police Personnel – Trainees – KAP –IV Battalion, Business Excellence & Management Vol. 3, Issue 3, Sep 2013 Pg. 38-44   (beman.ase.ro) & Indian Police Journal ISSN 0537 – 2429, Vol.LXI No.4 Oct. – Dec. 2013
  • ISSN 0974-6722, Determinants of Retail Investors Behaviour and its Impact on Investment Decisions, RVIM Journal of Management Research, Vol. 4 Issue 1 January – June 2012 Pg. 1-15
  • ISBN: 976-81-7446-944-1 Ethical Funds and Socially Responsible Investment: Mutual Funds in India, Excel Book, 2011 Part 1, Financial Management, Pg 109-119
  • ISSN 0973 – 7464, Core Banking – Emerging Issues and Challenges, SB Academic Review Vol. XVII July – December 2010, Vol. XVII, Pg 37 – 52.
  • ISSN 0975-8941, Impact of the Global Financial Crisis on FDI in Indian Economy, Research Lines, Vol. 2,No 1, June 2010, Pg133-140 

FDP/Workshop Attended:

  • FDP on Research Methods and Data Analysis May 27-31, 2024, Berchmans Centre for Management Research, BCMR, Changanacherry.
  • FDP on Structural Equation Modeling, April 24-29 2023, Berchmans Centre for Management Research, BCMR, Changanacherry.
  • FDP (Online) on Financial Options and Strategies, February 26 -3 March 2021, SMS CUSAT.
  • Quality Enhancement of Management Institute based on NBA Accreditation, BIMS Nov 22, 2019.
  • Leadership in Christian Institution Office of Higher Education. The Syro Malabar Major Archepiscopal Church, Ernakulam & XIME, Kochi 21st to 23rd November 2013.
  • FDP- Research Methodology (12 Days) – Workshop on Data Analysis in Research (Research & Post Graduate Department of Commerce, K.G. College, Pampady, Kottayam, July 2011-September 2012.
  • Refresher Course in Commerce and Management- ASC, Kerala University, August 16 – September 6, 2011
  • Refresher Course in Commerce & Management – ASC, Kannur University, Nov.2-24,2010
  • Research Methodology & SPSS, AIMS 14-16 May 2009, Ernakulam
  • Learning to do Academic Research., IIM (K) Nov.17-22, 2008
  • Data Analysis for Management, Indian Institute of Management, Kozhikode, May 2007
  • Orientation Course ASC, Trivandrum, 8 March -7 April 2006
  • Pedagogy in Management, Indian Institute of Management, Kozhikode, Aug 27,2005
  • Trainers Training Program – HRD Dec. 2004
  • XAMI – Faculty Interface, SB. College, Changanacherry. Nov. 6, 2004
  • Summer School for Accounting and Finance, Indian Institute of Management-Bangalore,
  • May 17-29, 2004
  • Post Graduate Certificate in Management Teaching – IBAT Bhubaneswar, Orissa, June 11-28, 2003
  • Training Program for Trainers – HRM-HRD & Personality Development, Changanacherry. July 18 &19, 2003
  • Refresher Course in Commerce & Management – ASC, Trivandrum May 9-30, 2002
  • Quality Improvement Program TAPMI, Manipal, September 24-28, 2001

Contact Details:                        

E-mail: siby.jk@saintgits.org

Phone: 9447249214