Mrs. Ruth Maria Joy

Designation: Assistant Professor

Qualification: M. Com, M. Phil, NET


Mrs. Ruth Maria Joy holds a Master’s of Philosophy in Business Studies from School of Management and Business Studies. And also holds a Mater’s in Commerce with Finance as specialisation from St. Peter’s College Kolenchery. She has 1.5 years of under graduate and post graduate teaching experience.


  • M.  Phil (Business Studies) From School of Management and Business Studies, MG University, Kottayam.
  • Master of Degree (M.Com Finance) from St. Peter’s College, Kolenchery.
  • B.Com (Finance & Taxation) from St. Peter’s College, Kolenchery.


  • Assistant Professor, Department of Commerce, Saintgits College of Applied Sciences from June 2023 till date. 
  • Asst. Professor, Bishop  Speechly College for Advanced Studies, Pallom (October 2022 – May 2023)
  • Asst. Professor, Mar Athanasius College (Autonomous), Kothamangalam Period – 3 Months (June 2022 to September 2022)
  • Guest Lecturer, Assumption College Autonomous, Changanassery.

Period – 6 Months (June 2020 to November 2020)


Accounting and Finance


  • Participated in the National Conference on ‘New Paradigms in Business and Management (NCNPBM 2017).
  • Participated in one day workshop of ‘An Insight to Intellectual Property Rights’.
  • Participated in ‘International Conference on Management, Finance and Accounting’ (ICMFA 2018).
  • Workshop on Data Analysis in Business Research Using SPSS and R-studio.
  • Five Day Workshop on Financial Modelling.


  • Passed Advanced Practitioner Level Proficiency Program on GST.